Apa Yang Anda Perlu Tahu Bila Pasaran Macam Tengah Jatuh?
Situasi ini sering menimbulkan kebimbangan di kalangan pelabur, terutamanya apabila pasaran nampak macam tengah jatuh. Walau bagaimanapun, penting untuk kekal tenang dan membuat keputusan yang bijak ketika menghadapi situasi ini.
Jangan Terburu-buru
Emosi adalah musuh utama pelabur. Apabila anda tergesa-gesa untuk keluar dari pelaburan semasa pasaran jatuh, anda sebenarnya:
- Merealisasikan kerugian
Takut melihat nilai pelaburan anda berkurangan dan anda keluar daripada pelaburan adalah langkah yang sangat merugikan. Lebih baik untuk keluarkan pelaburan ketika pasaran beralih pulih dan pelaburan anda menandakan keuntungan.
- Terlepas peluang untuk melabur dengan harga yang lebih rendah.
Apabila pasaran jatuh, ia sebenarnya membuka peluang untuk membeli lebih banyak saham atau aset pada harga yang lebih rendah. Anda boleh memanfaatkan peluang ini untuk meningkatkan pelaburan anda dan menikmati keuntungan yang lebih besar apabila pasaran kembali pulih. Sering kali, pelabur yang sabar dan tenang akhirnya mendapat keuntungan terbesar.
Fokus Pada Keuntungan Jangka Panjang
Jangan hanya fokus pada penurunan sementara—zoom out dan lihat trend jangka panjang. Sebagai contoh, walaupun Wahed FTSE USA Shariah ETF (HLAL) baru-baru ini mengalami penurunan sebanyak 81, pandangan yang lebih luas menunjukkan peningkatan sebanyak 15% dalam setahun yang lalu2. Ini mengingatkan kita untuk sentiasa fokus pada gambaran yang lebih besar.
1 Bagi tempoh 16 Julai ke 7 Ogos2.
2Bagi tempoh 14 Ogos 2023 ke 13 Ogos 2024.
Kejar Peluang, Bukan Ramalan
Masa yang diluangkan dalam pasaran lebih baik daripada masa yang dihabiskan untuk cuba meramal pergerakan pasaran. Kekal konsisten dalam pelaburan anda kerana peluang untuk pertumbuhan sentiasa ada bagi mereka yang sabar.
Pelaburan: Tenang dan Teruskan Perjalanan
Dalam pelaburan, seperti dalam kehidupan, akan ada hari-hari yang baik dan hari-hari yang buruk. Jangan berputus asa atau membiarkan diri anda tertekan dengan turun naik pasaran. Kekal tenang, teruskan strategi anda, dan ingat bahawa setiap perjalanan memerlukan kesabaran dan keyakinan untuk mencapai destinasi yang diinginkan. Dalam jangka masa panjang, ketekunan dan kesabaran anda akan membuahkan hasil.
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As with any investment, a Wahed Invest Ltd investment puts your money at risk, as the value of your investment can go down as well as up. The tax treatment of your investment will depend on your individual circumstances and may change in the future. If you are unsure about whether investing is right for you, please seek expert financial advice.
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