Wahed Real Estate is the shariah-compliant investment platform for real estate, allowing people to passively invest in high-yielding properties in the UK.

1. Regular rental income: The net rental from each property is distributed to investors in the form of dividends on a quarterly basis.

2. Capital appreciation: Your investment appreciates as the property value appreciates. Once a property is sold, the total amount net of our fees are distributed amongst the investors in proportion to their ownership.

1. Fully Managed: We fully manage the property, including tenant acquisition, maintenance and administrative tasks so you can sit back and relax.

2. Truly Shariah-compliant: There are no mortgages, no interest and no hidden payments involved.

3. Exclusive properties: Access to the real estate sector with properties handpicked by our team of experts.

To learn more, check out our blog on this topic.

Investing in property through crowdfunding involves pooling money together from multiple investors to purchase a property. To achieve this, we create a dedicated entity called a Special Purpose Vehicle (SPV) for each property purchase, which is established specifically for purchasing and holding the property.

Investors, in proportion to their contributions, become shareholders in the SPV, entitling them to receive a share of the rental income generated from the property.

Step 1: Through our network of property managers, we source promising and undervalued deals in targeted areas to help you earn rental income and capital appreciation in the long run. 

Step 2: Extensive investment, property and legal due diligence is carried out on potential properties by our team.

Step 3: Our Investment committee, seasoned experts in the UK Real Estate market, will review and determine if it is a viable investment opportunity.

Step 4: A professional assessment is carried out by external surveyors to determine the final sale amount and to find any underlying structural issues.

Step 5: The property is listed on the App for investors to invest from as little as £500.

To learn more, check out our detailed blog on how Wahed Real Estate works.

After completion on the property, all investors will receive a share Certificate, showing their shareholding in the SPV that owns the property.

With us, you can invest in UK real estate for as little as £500.

Fee percentages change on a deal-to-deal basis, so we highly recommend that you see the investment memorandum for each deal to find out the specific percentages. However, Wahed usually charges the following fees during each investment:

• Underwriting and DD Fee: This  fee is payable to Wahed Ventures as part of the service provided for property screening, due diligence, financial analysis and promotion of the deal on the Wahed App
• Transaction Fee: This fee covers the technology costs and transaction-related fees for the transfer of funds from investors to the property sellerPurchase expenses: These cover the necessary line items for a property purchase, such as lawyer fees and taxes.
• Exit Fees: Upon the exit of the investment, Wahed (and potentially the property agent Wahed may use) will take an exit fee, which is a percentage of the capital appreciation of the property.

These fees are taken from the initial investment, so no additional payments are required from the investors behalf.

Currently, you have a 14 day period to refund your investment after you have made it. However, following this, especially after the property has been purchased, we are unfortunately unable to refund or sell shares for property investments at the moment. Please follow this link for the full terms and conditions.

A secondary marketplace is currently being developed for the purchasing and selling of shares post-investment, with a potential launch in the coming year. However, currently your investment is held for the entire duration of the investment period and you are unable to refund or sell your shares.

Yes, Wahed Real Estate strictly adheres to Shariah principles. Properties are purchased outright with cash, avoiding interest-based mortgages or loans entirely. Our investments are vetted by an external Shariah Supervisory Body to ensure compliance with Shariah principles including AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) standards.

Wahed Real Estate operates under the guidance of a Shariah Committee comprising esteemed scholars who review and approve all real estate transactions. This includes the screening of property transactions, rental agreements, and management practices to ensure they meet Shariah guidelines. You can find more about our Shariah Governance Framework here.

Since Wahed Real Estate investments are strictly Shariah-compliant and do not involve impermissible sources of income, there is no need for purification of earnings. All rental and capital appreciation income comes directly from halal sources.

This is a simple and straightforward process. You first need to download the Wahed App and sign up in a few minutes. You will then need to fill out a questionnaire and complete our KYC checks. Following onboarding, there’s a 24-hour cooling-off period before you can make any investments. During this time, you can browse the available opportunities and decide on your investment choices.

To get started, we will need some information from you including your name, address, and email address. Additionally, we'll need to understand your financial background to ensure that you have a clear understanding of the proposed investment, are aware of the risks involved, and are in a suitable position to invest.

Income is earned from renting properties whereas capital appreciation is money potentially earned from a property increasing in value.

The expectation for each property is to have a target holding period of 5 years before it is sold. Once sold, all investors will receive a share of the potential profits in proportion to their initial investment.

Rental income is generated by tenants who pay rent to occupy your investment properties.

When the property is tenanted, you will receive rental income on a quarterly basis. Your rental income will be delivered to your designated bank account (the one used for the initial investment).

Gross rent refers to the rental income generated from the property. Net rent refers to the income left after the costs such as management fees and taxes, have been deducted. 

For example, if the monthly rental income from a property is £1800, deducting management cost, maintenance cost, and tax using the formula "gross rent - (management cost + maintenance cost + tax) = net rent" will give you a net rent of £1650. 

Rental yield is a metric that indicates the potential returns from a property investment through rent. It is calculated by determining the percentage of the annual rental income against the value of the property. Rental yield is a useful indicator that landlords and investors use to monitor the value of their property investments and portfolios.

In the UK, title deeds are limited to having a maximum of four legal owners. This can be problematic for crowdfunding, where there may be hundreds of people who own a portion of the property. As a solution, properties are owned by a company (SPV) that solely possesses that single property. This approach is used to ringfence each individual investment. When someone invests in a property, they are essentially buying shares in the company that owns that particular property.

No, each property is owned by an SPV to protect investors from personal liability.

Wahed is authorised and regulated by the Financial Conduct Authority and Maydan Capital is an appointed representative of Wahed Invest Ltd

When you decide to invest in a property through Wahed, your money will be allocated to that specific property's stand-alone SPV. This ensures that your investment is separate and protected from the rest of our business. In the unlikely event that Wahed faces financial difficulties, a different organisation can take over and manage your investments. It is important to note that your investment is not covered under the Financial Services Compensation Scheme.

Our properties are under the management of experienced property managers.

There are 3 main types of costs:

1. Initial purchase costs: consisting of stamp duty, legal fees, accountancy fees and a Wahed fee.
2. Ongoing costs: consisting of management fees, landlord insurance, accounting fees, service charges and corporation tax.
3. Sales cost: consisting of agent fees, legal fees, Wahed fees and corporation tax.

Investment is open to UK residents only

You must be at least 18 years old to open a Wahed account.

All the investors would get a full refund and the listing would be removed.

You will receive various documents including transaction records, distribution reports, tax forms, and property and asset management updates.